Most expensive cars in the world to insure

Car insurance is a major growth industry, with the average cost of insurance rising to more than £1,000 per year. And while many of us drive cars which, happily, fall under the cheapest group 1 category, there are others who have the privilege (or hindrance) of sitting behind the wheel of a group 50 dream machine.

Most expensive cars in the world​

This is the most expensive motor insurance classification and features high-performance supercars, saloons and classic four wheelers. Here’s a run-down of the most notable ones.

Jaguar XK-R Coupé

Jaguar cars are synonymous with style and luxury and their XKR 5.0 Coupe is no exception. With an engine capacity of 5000c this sleek little coupe will set you back around £100,000. It’s firmly planted in the group 50 category with insurance premiums costing around £1,250.


Range Rover Autobiography

Ranger Rovers are darlings of the country set, particularly rural elites who need a reliable off-road vehicle to help them around their sprawling estates. The Autobiography is the Range Rover’s latest take on their classic model with an eye-watering premium weighing in at around the £1250 mark.​

rangerover Autobiograpy

Audi R8 Spyder V10 5.2 FSI Quattro R Tronic

“Forward with technology” usually means higher premiums, especially if you own one of these muscle cars from Audi. Its V10, 5204 cc engine powers it well past 190 mph, although your wallet will be emptied on a regular basis thanks to the £2000 insurance premium.​

Audi Spider  R8 V10

Mercedes-Benz ML63 AMG

It’s little surprise that a Mercedes car features in the group 50 insurance club. The ML63 SUV has a price tag of £85,000, thanks to its 5.5 litre twin-turbocharged V8 engine. This family-wagon has been around for a good couple of years now but premiums still hang around £1250, no matter how much you shop around.​


Porsche 911 GT3

The Germans are pretty good at designing supercars with their cherished manufacturer Porsche producing some of the most sought-after machines in the world. Their esteemed 911 models are particularly admired – the GT3 which is the latest entry, has an insurance price tag over around £1,500.​


Lamborghini Aventador LP700-4

A list of group 50 automobiles just wouldn’t be the same without a Lamborghini supercar making some sort of appearance. So we present to you the Aventador. With its high-performance 6,498 cc engine and 690 BHP, the Aventador is, shall we say, rather nippy. The £5,000 premium and £250,000 price tag is also pretty noteworthy.​


Lotus Evora S

This renowned sports car from Lotus has a giddying top speed of 162 mph and an acceleration rate that challenges the laws of physics. Its sublime performance is due largely to its 3456 cc engine and lightweight frame. The cost to insure such a vehicle isn’t quite so sublime at around £1500.​


Nissan GT-R

We finish with this supercar from Nissan. Like most of the other entries, the GT-R is a high-performance muscle car, capable of speeds best suited for the race track. Unsurprisingly, this is reflected in its premiums which are around £1200.​



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