What do you get?

We provide a Motor Trade insurance policy that will cover your own permanently owned road vehicles (including classics, everyday cars, vans, motorbikes and agricultural vehicles) or those being tested, demonstrated, delivered or driven to display meetings.

Cover can include includes premises, storage and refurbishment as well as liability cover for both Public and Employers liability as well as equipment cover for fixed plant and machinery and tools, both mobile and fixed and vehicles away at sub-contractors premises. 

We can also accommodate apprentices and young members of your team for driving vehicles on a motor trade usage basis. Our policies are flexible enough to accommodate mechanics of all shapes and sizes including those who work privately outside of their everyday garage work.  

Vehicles kept under SORN can be covered for Fire, Theft and Accidental damage as indeed vehicles in the course of restoration.  Family vehicles can be included for Social domestic & pleasure and other business or professional uses disclosed to us.

  • A wide variety of restoration businesses covered, whether you restore vehicles as a hobby or work on them from a business premises
  • Policy can be tailored to cover personal vehicles
  • Motor trade cover can be arranged for apprentices and young drivers
  • SORN vehicles and those being restored can be covered for Fire, Theft and Accidental Damage
  • Bonus Booster available. Offers those with no bonus a six month policy to accrue a year’s no claims bonus and subsequently use this with us on a full term policy.