What Is Body Shop Insurance?

Body shop insurance is a specialised policy that protects auto repair businesses from risks like property damage, customer vehicle issues, liability claims, and employee injuries. It matters because it safeguards your shop’s equipment, finances, and reputation, ensuring you can operate confidently even when unexpected accidents or costly repairs occur.

Who Needs Crash & Body Repair Insurance?

Crash and body repair insurance is essential for anyone working in the vehicle repair industry. It provides financial protection against accidents, damage, and liability claims, helping these businesses operate safely and confidently.

Those who may need crash and body repair insurance include:

  • Panel beaters
  • Mobile repairers
  • Apprentices
  • Welding/paint specialists
  • SMART repairers
  • Start-ups
 

What do you get?

Cover provided from the one-man band repairer through to large workshops.

Tradex has extensive experience providing insurance policies for crash repairers and panel beaters. Our policies will cover businesses of all types, from one-man-band mobile repairers to substantial workshops focusing on niche repairs.

We are especially keen on businesses that employ apprentice panel-beaters and those with experience in the trade. That said, we do receive many new ventures each year, and we can provide cover for start-ups as well as those going it alone for the first time.

 

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  • Can provide cover for regular business activities as well as those undertaken less often
  • Social, domestic and pleasure cover provided for everyday vehicles for Principals and Partners
  • We can attempt to match policies provided by other insurers and add additional extras we feel you should have
  • A wide range of business ventures covered
  • Bonus Booster available. Offers those with no bonus a six month policy to accrue a year’s no claims bonus and subsequently use this with us on a full term policy.

Why Choose Tradex Insurance Services for Body Repair Insurance?

One thing we do get asked is if you need to specialise only in vehicle repairs – the answer is you don’t.  Our flexible motor trade policies are designed to cover both the activities you undertake most regularly and those alongside your main trade, including buying/selling, recovery, deliveries, and many other side trades and occupations.

If you already have cover in place with another insurer, sharing your renewal schedule can help us understand your current policy structure.
We will always carry out a full review of your requirements to ensure any quotation reflects the appropriate level of cover, terms, and exclusions for your circumstances.

Benefits of Choosing Tradex Insurance Services for Crash and Body Repair Insurance

  • We can provide cover for regular business activities as well as those undertaken less often
  • A wide range of business ventures are covered
  • Bonus Booster available. For drivers without an existing no-claims bonus, our Bonus Booster offers a six-month short-term policy designed to help you build your own no-claims history. After six months of claim-free driving, you can then use this newly earned no-claims discount with us on a full-term annual policy.
  • We are a specialist motor trade insurer
  • Cover for infrequent activities
  • Support for new and growing businesses

How to Get a Quote for Auto Body Shop Insurance

Getting covered is quick and hassle-free.
For a direct quote, call now on 01708 982661
Request a tailored quote using our simple online form. 

However you choose to get in touch, we’ll compare options, explain your cover clearly, and help you select the proper protection so that you can run your workshop with total confidence and zero stress.