What do you get?

​We can include liabilities cover in most of our policies as standard, but we will also consider standalone risks. Liability cover typically includes Employers’ Liability and Public Liability. These are generally considered essential if you want to ensure the smooth running of your business, and Employers’ liability is a legal requirement if you employ one or more workers, regardless of whether they are full time or casual employees. 

Whether you run a small workshop or a large courier company, we can tailor liability cover to suit your requirements.

As mentioned previously, Employers’ Liability is a legal requirement and the certificate must be displayed in the workplace, failure to comply with regulations could result in a hefty penalty being leveraged against you, which could severely affect the success of your business. The cover you require is generally based upon the number of staff you employ and annual turnover, so please speak to one of our advisers for further information on which level of cover would most suit your needs.

Public Liability insurance offers protection should you find that a member of the public has made a claim against you through your own negligence.  Again, these can be costly and although this cover isn’t a legal requirement, it is advisable to consider it as third party claims could seriously impact the smooth-running of your business. ​Please speak to one of our advisers if you’re like further information on what cover would best suit you and your business.  

  • Bonus Booster available. Offers those with no bonus a six month policy to accrue a year’s no claims bonus and subsequently use this with us on a full term policy.
  • Public Liability £1M, £2M, £5M and £10M indemnity limits
  • Tradesman's liability schemes or standalone policies
  • Special policies can be drafted by our motor and in-house legal team